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Our Programs & Options: Deconstructing the Capstone Plus Advantage
At Section-125, we believe in providing transparent and comprehensive solutions. The Capstone Plus program is an innovative, IRS-compliant (Section 125) benefit offering that integrates multiple powerful components to deliver significant tax savings for your business and enhanced health and financial wellness for your employees.
How It Works:
Employee contributions for Capstone Plus are deducted from their pay
before taxes (federal, state, FICA) are calculated. This immediately lowers their taxable income.
Benefits & Impacts For Your Business:
Direct FICA Tax Savings: Save 7.65% on your matching FICA contributions for every pre-tax dollar an employee contributes. This adds up to substantial annual savings.
Reduced Workers' Comp Premiums: A lower taxable wage base can also mean lower workers' compensation costs.
Simplified Compliance: With over 50 years of experience as a TPA (since 1968), Section-125 ensures your Section 125 plan is set up and managed correctly, meeting all IRS rules, including those expanded under the Affordable Care Act.
For Your Employees:
Immediate Tax Savings: They pay less in taxes, resulting in more take-home pay.
Increased Spending Power: Tax savings make valuable Capstone Plus benefits more affordable.
Our Programs & Options: Deconstructing the Capstone Plus Advantage
At Section-125, we believe in providing transparent and comprehensive solutions. The Capstone Plus program is an innovative, IRS-compliant (Section 125) benefit offering that integrates multiple powerful components to deliver significant tax savings for your business and enhanced health and financial wellness for your employees.